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toitin
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There are 6 letters in TOITIN ( I1N1O1T1 )
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A tontine (English pronunciation: ) is an investment plan for raising capital, devised in the 17th century and relatively widespread in the 18th and 19th centuries. It combines features of a group annuity and a lottery. Each subscriber pays an agreed sum into the fund, and thereafter receives an annuity. As members die, their shares devolve to the other participants, and so the value of each annuity increases. On the death of the last member, the scheme is wound up. * Tontines are regulated in Europe under the Directive 2002/83/EC of the European Parliament and are still common in France.Questionable practices by US life insurers in 1906 led to the Armstrong Investigation in the United States restricting some forms of tontines. Nevertheless, in March 2017, The New York Times reported that tontines were getting fresh consideration as a way for people to get steady retirement income. |